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Why not set up a new and separate bank account just to receive Stripe payments from Substack and nothing else?

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It's the principle of the thing. Stripe is showing their evil side. They need to get put back in their place. OR be gone... whatever works.

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There are principles and there are workaround solutions. Tech companies will always take as much of your data as you allow.

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Yep, that's true. But, I will continue to avoid supporting the ones with poor or no conservative principles. I don't believe your "workaround" bites stripe in the pocketbook like a shrinking user base will.

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